Home affordability remains a major challenge, leading many buyers to consider using their 401(k) for a down payment or home purchase. But is it a smart financial move or a costly long-term mistake? This article takes a contrarian look at the hidden risks of using retirement savings to buy a house, including lost compounding growth, tax implications, job-related risks, and alternatives buyers should consider before tapping into their retirement accounts.

Snohomish County's housing market surged into spring with average home prices reaching $825,000 in March 2026 — up 4.4% from February, while holding nearly flat year-over-year. Inventory jumped a striking 70% compared to last year, giving buyers more options than they've had in years. Days on market dropped sharply, and homes still sold at 99% of list price. Here's what the latest NWMLS data means for buyers, sellers, and homeowners watching their equity.

Using AI to price a home or decide what to offer may sound smart, but it can create costly mistakes. Sellers risk overpricing or underpricing, while buyers may miss great homes by relying on flawed estimates. AI can be a helpful tool, but it should not replace local market expertise, pricing strategy, and negotiation skills. Learn why the smartest move is combining AI insights with guidance from a skilled real estate agent.